Compare accounts, cards & more
These plans are illustrative examples showing how the comparison works — they are not provider-sourced prices. We're working on adding official pricing.
Monthly budget
Product
Provider
Features
Displaying 19 plans
Debit Card
Bank 1
Prepaid / debit card
Account / card type
Free
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
POS · Online
Use
ATM
Access
Features
Salary Domiciliation
Bank 5
Current account
Account / card type
Free
Opening fee
—
Minimum balance
Free
Maintenance fee
What's included
Yes
Personal loans
Free
ATM cash-out
Features
Salary Card
Bank 3
Current account
Account / card type
Free
Opening fee
—
Minimum balance
Free
Maintenance fee
What's included
Yes
Pension cash-out
Yes
Micro-loans
Features
Investment Account
Bank 4
Investment / term deposit
Account / card type
Free
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
Managed
Portfolio
Diversified
Assets
Flexible
Term
Features
Savings & Investment
Bank 4
Savings account
Account / card type
Free
Opening fee
—
Minimum balance
Free
Maintenance fee
What's included
Up to 75%
Profit share
Yes
Mobile app
Features
Savings Plus
Bank 2
Savings account
Account / card type
Free
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
5% p.a.
Profit
Optional
Monthly payout
Higher
Rate
Features
Investment Deposit
Bank 6
Investment / term deposit
Account / card type
Free
Opening fee
15,000,000 IQD
Minimum balance
—
Maintenance fee
What's included
Up to 10% p.a.
Profit
Monthly
Payout
Digital Account
Bank 4
Current account
Account / card type
Free
Opening fee
—
Minimum balance
Free
Maintenance fee
What's included
Free
Transfers
100% app
Onboarding
Features
Current Account
Bank 1
Current account
Account / card type
Free
Opening fee
—
Minimum balance
Free
Maintenance fee
What's included
Debit
Card
Yes
Mobile app
Yes
ATM
Features
Term Deposit
Bank 5
Investment / term deposit
Account / card type
Free
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
High-yield
Profit
Monthly/quarterly
Payout
Locked
Term
Prepaid Card
Bank 3
Prepaid / debit card
Account / card type
Free–25,000 IQD
Opening fee
—
Minimum balance
Free
Maintenance fee
What's included
Official rate
FX rate
ATM
Access
Features
Fixed Deposit
Bank 2
Investment / term deposit
Account / card type
Free
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
7% p.a.
Profit
12-month
Term
Fixed
Rate
Savings Account
Bank 1
Savings account
Account / card type
Free
Opening fee
—
Minimum balance
Free
Maintenance fee
What's included
4% p.a.
Profit
Instant
Access
Features
Current Account
Bank 5
Current account
Account / card type
0 IQD
Opening fee
500,000 IQD
Minimum balance
—
Maintenance fee
What's included
Free
Debit card
Yes
ATM
Features
Classic Credit Card
Best valueBank 2
Credit card
Account / card type
25,000 IQD/yr
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
1%
Cashback
Visa · MC
Network
Online
Payments
Features
Prepaid Card
Bank 6
Prepaid / debit card
Account / card type
25,000 IQD/yr
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
2 years
Validity
10,000,000 IQD
Max limit
5,000 IQD
Recharge fee
Gold Credit Card
Bank 4
Credit card
Account / card type
50,000 IQD/yr
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
2%
Cashback
Lounge
Airport
Included
Travel cover
Features
Visa Signature Card
Bank 6
Credit card
Account / card type
300,000 IQD/yr
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
30,000,000 IQD
Credit limit
1,000+ lounges
Airport access
0% if settled
Interest
Visa Infinite Card
Bank 6
Credit card
Account / card type
525,000 IQD/yr
Opening fee
—
Minimum balance
—
Maintenance fee
What's included
250,000,000 IQD
Credit limit
VIP lounges
Airport access
Included
Travel cover
Qarin Kolshi is an impartial comparison mediator — we don't sell products directly, and no provider pays us for ranking or placement. Ordering is relevance to your search, then lowest price. Nothing else.
Provider names and logos are the trademarks of their owners, shown for identification only — this does not imply affiliation, sponsorship or endorsement. Prices and plans are indicative and remain subject to confirmation by the provider before you sign up.
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